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Showing posts from May, 2025

How to Spot a Written-Off or Flood-Damaged Car

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 Buying a second-hand car in Australia is a smart choice if you want to save money. But you have to be careful. Some cars may look fine on the outside but have big problems inside. These problems can come from being written-off or damaged by flood . A written-off or flood-damaged car can be unsafe to drive. It can also cost you a lot in repairs. In this blog, we will show you how to spot a written-off or flood-damaged car and how to avoid buying one. What Is a Written-Off Car? A written-off car is a car that was badly damaged in an accident or disaster. It’s called a “write-off” because the cost to fix it is more than the car’s value. There are two types of write-offs: Statutory Write-Off : Too damaged to repair. Can never be registered again. Repairable Write-Off : Can be fixed and re-registered, but must pass checks. To know if a car is written-off, do a VIN Check or PPSR Search before you buy. What Is a Flood-Damaged Car? A flood-damaged car is a car that wa...

How to Check If a Car Has Money Owing Before You Buy

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 Buying a used car is a great way to save money. But what if the car still has money owing on it? That means the person selling the car hasn’t finished paying for it yet. This can lead to big problems for you — even if you pay the seller in full. Before you buy any used car in Australia, it’s super important to check if money is still owing . In this blog, we’ll show you how to do that step-by-step in simple English. Why It Matters: Don’t Get Stuck With Someone Else’s Debt If you buy a car that has money owing, the finance company still owns it . That means the bank or loan company can take the car away — even after you’ve paid for it! This is called an encumbrance . If the car has an encumbrance, the lender (like a bank) can repossess the car. You’ll lose the car and the money you spent. Learn more here: 👉 What Is an Encumbrance? Why It Can Ruin Your Car Deal Signs That a Car Might Have Money Owing Here are some warning signs to look out for: 🚩 The seller is asking ...